Rent Affordability Calculator
Many landlords ask that monthly gross income be about three times the rent. Check either direction: rent from income, or income from rent.
$
Before taxes. Use the annual income calculator if you know your paycheck.
× rent
3× is the most common; some landlords use 2.5× or 3.5×.
Maximum rent
$2,000
$6,000 ÷ 3
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How it works
- Maximum rent = monthly gross income ÷ multiple.
- Some landlords use 2.5× or 3.5×; change the multiple to match.
Terms: Gross pay, Annualized income, Pay frequency
Questions
- Is the 3× rule a law?
- No. It's a common screening guideline, and landlords set their own criteria within fair-housing rules.
- Should I use gross or net income?
- Gross. The rule compares rent to pre-tax monthly income.
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