StubParse

Rent Affordability Calculator

Many landlords ask that monthly gross income be about three times the rent. Check either direction: rent from income, or income from rent.

$

Before taxes. Use the annual income calculator if you know your paycheck.

× rent

3× is the most common; some landlords use 2.5× or 3.5×.

Maximum rent

$2,000

$6,000 ÷ 3

Runs in your browser. Nothing you type is sent or stored.

How it works

  • Maximum rent = monthly gross income ÷ multiple.
  • Some landlords use 2.5× or 3.5×; change the multiple to match.

Terms: Gross pay, Annualized income, Pay frequency

Questions

Is the 3× rule a law?
No. It's a common screening guideline, and landlords set their own criteria within fair-housing rules.
Should I use gross or net income?
Gross. The rule compares rent to pre-tax monthly income.

More free calculators

Have the paystubs?

StubParse reads them for you, checks every line, and exports a spreadsheet. Three documents free.

Start free