Get your paystubs ready for a mortgage application
Lenders typically ask for your most recent paystubs and look at gross pay, year-to-date earnings, and how steady your income is. StubParse puts those numbers side by side so you know what the lender will see.
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See what a lender sees
Gross pay per period, year-to-date earnings, and two annualized-income figures, one from your pay periods and one from your YTD pace.
Catch problems early
If your YTD figures don't add up from one stub to the next, you'll know before the underwriter asks.
Keep a clean record
Export a spreadsheet of every stub you send, so you can answer follow-up questions quickly.
How it works
- Step 1
Drop the stubs
PDFs or photos, one or a batch. Files are read in your browser.
- Step 2
Review the numbers
Every field is editable, and three math checks re-run as you type.
- Step 3
Export
Excel with styled headers, a flat CSV, or JSON. Include YTD or leave it out.
Questions
- How many paystubs do mortgage lenders ask for?
- Requirements vary by lender and loan type; recent consecutive stubs covering about a month are common. Ask your loan officer for their exact list.
- Is this a mortgage pre-approval?
- No. It's a calculation on your own documents to help you prepare. Your lender makes the decision.
- Are my paystubs uploaded?
- No. Files are read in your browser and never stored.